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	<title>jeffrey &#187; oblivious</title>
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	<description>i like butter, don't you?</description>
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		<title>How my taxes are spent in the United States vs. New Zealand</title>
		<link>http://www.jwegesin.com/2008/06/08/how-my-taxes-are-spent-in-the-united-states-vs-new-zealand/</link>
		<comments>http://www.jwegesin.com/2008/06/08/how-my-taxes-are-spent-in-the-united-states-vs-new-zealand/#comments</comments>
		<pubDate>Mon, 09 Jun 2008 04:09:53 +0000</pubDate>
		<dc:creator>Jeffrey</dc:creator>
				<category><![CDATA[american-ism]]></category>
		<category><![CDATA[jeffrey-ism]]></category>
		<category><![CDATA[kiwi-ism]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[oblivious]]></category>
		<category><![CDATA[rants]]></category>

		<guid isPermaLink="false">http://www.jwegesin.com/?p=296</guid>
		<description><![CDATA[<p><a href="http://rowansimpson.com/2008/06/08/tax-statement/">Rowan published a New Zealand tax statement</a> of how <a href="http://spreadsheets.google.com/pub?key=p03Pw5UOTJJ4KBYNPTHWUDg">the government might spend the tax collected from the average household income ($67,973 NZD)</a>.</p>
<p>Fascinating!<sup><a href="#1">1</a></sup> After seeing this I wanted to know how New Zealand compared to the United States. For example, how would the same salary be taxed in Illinois and how would those taxes be spent? </p>
<p>Based on the <a href="http://en.wikipedia.org/wiki/United_States_federal_budget,_2008">United States federal budget of 2008</a><sup><a href="#2">2</a></sup> and the <a href="http://www.paycheckcity.com/netpaycalc/netpaycalculator.asp">net pay calculator for the state of Illinois</a> during the 2008 tax year, here&#8217;s the American tax statement:<sup><a href="#3">3</a></sup></p>
<table class="tax-stats" width="100%" cellpadding="0" cellspacing="0">
<col id="department"></col>
<col id="number"></col>
<col id="percent"></col>
<thead>
<tr>
<td>Taxable Income in Illinois</td>
<td>$67,973.00</td>
<td>&nbsp;</td>
</tr>
<tr class="last">
<td>USA Federal Tax Paid</td>
<td>$18,017 </td>
<td>26.51%<sup><a href="#4">4</a></sup></td>
</tr>
</thead>
<tbody>
<tr class="even">
<td><a href="http://en.wikipedia.org/wiki/Social_Security_%28United_States%29">Social Security</a></td>
<td>3,774</td>
<td>21.0%</td>
</tr>
<tr class="odd">
<td><a href="http://en.wikipedia.org/wiki/United_States_Department_of_Defense">D.O. Defense</a></td>
<td>2,988</td>
<td>16.6%</td>
</tr>
<tr class="even">
<td><a href="http://en.wikipedia.org/wiki/Medicare_%28United_States%29">Medicare</a></td>
<td>2,396</td>
<td>13.3%</td>
</tr>
<tr class="odd">
<td>
        	Unemployment/Welfare/Other mandatory spending</td>
<td>2,011</td>
<td>11.2%</td>
</tr>
<tr class="even">
<td>Interest on National Debt</td>
<td>1,620</td>
<td>9.0%</td>
</tr>
<tr class="odd">
<td><a href="http://en.wikipedia.org/wiki/Medicaid">Medicaid</a> and <a href="http://en.wikipedia.org/wiki/State_Children%27s_Health_Insurance_Program">State Children&#8217;s Health Insurance Program (SCHIP)</a></td>
<td>1,297</td>
<td>7.2%</td>
</tr>
<tr class="even">
<td><a href="http://en.wikipedia.org/wiki/Global_War_on_Terror">War on Terror</a></td>
<td>901</td>
<td>5.0%</td>
</tr>
<tr class="odd">
<td><a href="http://en.wikipedia.org/wiki/Health_and_Human_Services">Health &amp; Human Services</a></td>
<td>430</td>
<td>2.4%</td>
</tr>
<tr class="even">
<td><a href="http://en.wikipedia.org/wiki/United_States_Department_of_Education">D.O. Education</a></td>
<td>347</td>
<td>1.9%</td>
</tr>
<tr class="odd">
<td>Other On-budget Discretionary Spending</td>
<td>321</td>
<td>1.8%</td>
</tr>
<tr class="even">
<td><a href="http://en.wikipedia.org/wiki/United_States_Department_of_Veterans_Affairs">D.O. Veterans Affairs</a></td>
<td>244</td>
<td>1.4%</td>
</tr>
<tr class="odd">
<td>Other Off-budget Discretionary Spending</td>
<td>242</td>
<td>1.3%</td>
</tr>
<tr class="even">
<td><a href="http://en.wikipedia.org/wiki/US_Department_of_Housing_and_Urban_Development">D.O.  Housing &amp; Urban Development</a></td>
<td>218</td>
<td>1.2%</td>
</tr>
<tr class="odd">
<td>State and Other International Programs</td>
<td>217</td>
<td>1.2%</td>
</tr>
<tr class="even">
<td><a href="http://en.wikipedia.org/wiki/Department_of_Homeland_Security">D.O.  Homeland Security</a></td>
<td>212</td>
<td>1.2%</td>
</tr>
<tr class="odd">
<td><a href="http://en.wikipedia.org/wiki/US_Department_of_Energy">D.O. Energy</a></td>
<td>150</td>
<td>0.8%</td>
</tr>
<tr class="even">
<td><a href="http://en.wikipedia.org/wiki/United_States_Department_of_Justice">D.O.  Justice</a></td>
<td>125</td>
<td>0.7%</td>
</tr>
<tr class="odd">
<td><a href="http://en.wikipedia.org/wiki/Department_of_Agriculture">D.O.  Agriculture</a></td>
<td>125</td>
<td>0.7%</td>
</tr>
<tr class="even">
<td><a href="http://en.wikipedia.org/wiki/National_Aeronautics_and_Space_Administration">National Aeronautics &amp; Space Administration</a></td>
<td>107</td>
<td>0.6%</td>
</tr>
<tr class="odd">
<td><a href="http://en.wikipedia.org/wiki/Department_of_Transportation">D.O.  Transportation</a></td>
<td>75</td>
<td>0.4%</td>
</tr>
<tr class="even">
<td><a href="http://en.wikipedia.org/wiki/Department_of_Treasury">D.O. Treasury</a></td>
<td>75</td>
<td>0.4%</td>
</tr>
<tr class="odd">
<td><a href="http://en.wikipedia.org/wiki/United_States_Department_of_the_Interior">D.O.  the Interior</a></td>
<td>65</td>
<td>0.4%</td>
</tr>
<tr class="even">
<td><a href="http://en.wikipedia.org/wiki/United_States_Department_of_Labor">D.O.  Labor</a></td>
<td>65</td>
<td>0.4%</td>
</tr>
</tbody>
</table>
<p>Let&#8217;s compare any amount over $500 between America and New Zealand:</p>
<table class="tax-stats" width="100%" cellpadding="0" cellspacing="0">
<thead>
<tr>
<td>Taxable Income</td>
<td>$67,973.00</td>
<td>&nbsp;</td>
</tr>
<tr class="last">
<td>USA Federal Tax Paid</td>
<td>$18,017</td>
<td>26.51%<sup><a href="#4">4</a></sup></td>
</tr>
</thead>
<tbody>
<tr class="even">
<td><a href="http://en.wikipedia.org/wiki/Social_Security_%28United_States%29">Social Security</a></td>
<td>3,774</td>
<td>21.0%</td>
</tr>
<tr class="odd">
<td><a href="http://en.wikipedia.org/wiki/United_States_Department_of_Defense">D.O.  Defense</a></td>
<td>2,988</td>
<td>16.6%</td>
</tr>
<tr class="even">
<td><a href="http://en.wikipedia.org/wiki/Medicare_%28United_States%29">Medicare</a></td>
<td>2,396</td>
<td>13.3%</td>
</tr>
<tr class="odd">
<td>Unemployment/Welfare/Other mandatory spending</td>
<td>2,011</td>
<td>11.2%</td>
</tr>
<tr class="even">
<td>Interest on National Debt</td>
<td>1,620</td>
<td>9.0%</td>
</tr>
<tr class="odd">
<td><a href="http://en.wikipedia.org/wiki/Medicaid">Medicaid</a> and <a href="http://en.wikipedia.org/wiki/State_Children%27s_Health_Insurance_Program">State Children&#8217;s Health Insurance Program (SCHIP)</a></td>
<td>1,297</td>
<td>7.2%</td>
</tr>
<tr class="even">
<td><a href="http://en.wikipedia.org/wiki/Global_War_on_Terror">War on Terror</a></td>
<td>901</td>
<td>5.0%</td>
</tr>
<tr class="country">
<td colspan="1">New Zealand Tax Paid</td>
<td colspan="1">$17,779</td>
<td>26.16%</td>
</tr>
<tr class="even">
<td><a href="http://en.wikipedia.org/wiki/New_Zealand_Ministry_of_Transport">Ministry of Transport</a></td>
<td>4,393</td>
<td>24.7%</td>
</tr>
<tr class="odd">
<td><a href="http://en.wikipedia.org/wiki/New_zealand_ministry_of_social_development">Ministry of Social Development</a></td>
<td>3,414</td>
<td>19.2%</td>
</tr>
<tr class="even">
<td><a href="http://en.wikipedia.org/wiki/New_zealand_ministry_of_health">Ministry of Health</a></td>
<td>2,317</td>
<td>13.0%</td>
</tr>
<tr class="odd">
<td><a href="http://en.wikipedia.org/wiki/New_Zealand_Ministry_of_Education">Ministry of Education</a></td>
<td>2,040</td>
<td>11.4%</td>
</tr>
<tr class="even">
<td><a href="http://en.wikipedia.org/wiki/Inland_Revenue_Department_%28New_Zealand%29">Inland Revenue Department (IRD)</a></td>
<td>1,331</td>
<td>7.4%</td>
</tr>
<tr class="odd">
<td><a href="http://en.wikipedia.org/wiki/New_Zealand_Treasury">The Treasury</a></td>
<td>1,238</td>
<td>6.9%</td>
</tr>
<tr class="even">
<td><a href="http://en.wikipedia.org/wiki/New_Zealand_Defence_Force">New Zealand Defence Force</a></td>
<td>499</td>
<td>2.8%</td>
</tr>
</tbody>
</table>
<p>So what sticks out? America: social security, defense, unemployment, debt and war. New Zealand: transport, social development, health, education and defense.</p>
<p>That&#8217;s a cynical and dangerous look at the tax breakdowns, but even so, the War on Terror would proportionately receive almost twice as much tax as the Ministry of Defence.<sup><a href="#5">5</a></sup></p>
<p>And what&#8217;s that? <em>Interest on National Debt</em>? </p>
<p>Is New Zealand even in debt?</p>
<p>Surprisingly, I would pay more tax in Illinois than in New Zealand (over $2,000 more). And Americans don&#8217;t even have the same benefits as Kiwis, like public health care or <a href="http://en.wikipedia.org/wiki/Accident_Compensation_Corporation">financial support for accidental injuries</a>. Plus, I don&#8217;t need to file a tax return in New Zealand (which is a service I would pay for, and apparently do). Why does the IRD receive so much money?</p>
<p>Which makes me wonder, if you could allocate your tax dollars to specific departments, would you? For example if you don&#8217;t want to finance &#8220;proactive war,&#8221; would you give that money to your favorite department, like the National Aeronautics &#038; Space Administration?<sup><a href="#6">6</a></sup> </p>
<p>Decades ago this wouldn&#8217;t have been possible (logistical nightmare) but this type of government seems feasible today. </p>
<p>Although, it scares me to think about the nutters who would give their tax to the Department of Defense. </p>
<p>But it could be a way to clearly see where the people want their money spent.</p>
<p><sub id="1">1. This year I started tracking my personal finances. I concluded after two months I am an alcoholic, and if I didn&#8217;t drink my wages I would be a millionaire.</sub><br />
<sub id="2">2. The budgets from 1996 to 2009 are available online. <a href="http://www.gpoaccess.gov/usbudget/browse.html">View the budgets here</a>.</sub><br />
<sub id="3">3. The calculated proportions of the budget does not distinguish between income tax, payroll taxes, corporate tax, excise tax, customs, estate and gift taxes. It&#8217;s all lumped together, so the figures are at best estimates of how the government spends income tax.</sub><br />
<sub id="4">4. Illinois state tax is an additional 3 percent, totalling $2039.16. This brings the total taxed to 29.51%.</sub><br />
<sub id="5">5. Spelling defense with a &#8220;c,&#8221; blasphemy!</sub><br />
<sub id="6">6. I did go to space camp, after all.</sub></p>
]]></description>
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		</item>
		<item>
		<title>Form design for designers and developers</title>
		<link>http://www.jwegesin.com/2008/06/05/form-design-for-designers-and-developers/</link>
		<comments>http://www.jwegesin.com/2008/06/05/form-design-for-designers-and-developers/#comments</comments>
		<pubDate>Fri, 06 Jun 2008 00:27:01 +0000</pubDate>
		<dc:creator>Jeffrey</dc:creator>
				<category><![CDATA[american-ism]]></category>
		<category><![CDATA[jeffrey-ism]]></category>
		<category><![CDATA[jinxed]]></category>
		<category><![CDATA[oblivious]]></category>

		<guid isPermaLink="false">http://www.jwegesin.com/?p=292</guid>
		<description><![CDATA[<p>Last Wednesday I gave a presentation <a href="http://www.dot.net.nz/Default.aspx?tabid=30&#038;mid=418&#038;ctl=Detail&#038;xmid=3538&#038;xmfid=2">to the .NET user group</a>. The presentation was about form design and it was based on research by <a href="http://lukew.com">Luke Wroblewski</a> and <a href="http://www.uxmatters.com/authors/archives/2005/12/matteo_penzo.php">Matteo Penzo</a></p>
<p>Designers (sometimes me) are different than developers (almost everyone at the presentation).<sup>1</sup></p>
<p>For example, before the presentation began, <a href="http://pageofwords.com/blog/">Kirk</a> had an announcement:</p>
<p>&#8220;After the presentation we&#8217;ll give out a keyboard as a prize, so stick around,&#8221; <a href="http://pageofwords.com/blog/">Kirk</a> said.</p>
<p>I said, &#8220;A keyboard? Excellent! Is anyone in the audience musical? Can anyone play a song?&#8221;</p>
<p>&#8230;</p>
<p>&#8220;No, it&#8217;s not that type of keyboard,&#8221; Kirk said. &#8220;It&#8217;s a Microsoft keyboard.&#8221;</p>
<p>&#8230;</p>
<p>I was the only person in the room who thought it was a musical keyboard. </p>
<p>The presentation went well, and it was fun to meet new people in the IT community. If you went to the presentation, thanks for coming!</p>
<p>Update: <a href="http://www.slideshare.net/jwegesin/forms-suck/">the presentation has been posted to Slideshare</a>.</p>
<p><sub>1. Although the title of the presentation made some girls bite the bait! Design can do that.</sub></p>
]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>A pox on you, banking devil!</title>
		<link>http://www.jwegesin.com/2007/03/21/a-pox-on-you-banking-devil/</link>
		<comments>http://www.jwegesin.com/2007/03/21/a-pox-on-you-banking-devil/#comments</comments>
		<pubDate>Thu, 22 Mar 2007 01:48:09 +0000</pubDate>
		<dc:creator>Jeffrey</dc:creator>
				<category><![CDATA[american-ism]]></category>
		<category><![CDATA[oblivious]]></category>

		<guid isPermaLink="false">http://www.jwegesin.com/wordpress/?p=10</guid>
		<description><![CDATA[<p>When I order coffee I choose a short or <a href="http://en.wikipedia.org/wiki/Long_black" target="_blank" title="Wikipedia Long Black article">long black</a>, which is coffee with a dash of water, and Andy (my coffee buddy) enjoys a <a href="http://en.wikipedia.org/wiki/Cappucino" target="_blank" title="Wikipedia Cappucino article">doppio cappucino</a>, which is a foamy liquid with chocolate sprinkles. This morning I stopped at my Westpac ATM to withdrawal money to feed my coffee addiction. I put my card into the machine, chose twenty bucks, and took my card out. Now, some people say the purpose of an ATM is to withdrawal money. Oh no, not in my world!<!--more--></p>
<p>This morning, on the 22nd of March, 2007, I forgot to snatch that colorful Kiwi twenty dollar bill from the machine. Someone, somewhere, spill a bucket of water over my head. By the time I noticed my wallet was missing twenty dollars, it was almost time to pay for our coffees. I feel stupid. And strangely, I feel robbed! Or is it more appropriate to say burgled?</p>
<p>I walked back to the machine to see if the money was there. It wasn&#8217;t. Rightfully so, if I saw money hanging out of an ATM I would take it. The feeling of guilt might compel me to return it to the bank, but I guess I&#8217;ll never know.</p>
<p>As you can see the blog has changed, again. I&#8217;m not for bulk photography. I miss writing, too.</p>
]]></description>
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